I was involved in a hit and run what do I do?

Hit and Run

Getting into a car accident is frightening and can be life changing. The problems can be exponentially worst if the accident you were involved in was a hit and run. The fact is Hit and run accidents are very common. An amazing number of drivers speed off after colliding with another vehicle. Below is a surprising infographic that details the true statistics of hit and run accidents.

hit-and-run-infographic

If you are the victim of a hit and run accident, what should you do?

1. Assess the need for any medical attention

Make sure that everyone is OK, and doesn’t require any medical attention. Immediately call 911 and do your best to get safe access to the side of the road. It’s very important that you stay calm and wait for the police to arrive on the scene.

2. Document everything

You may want to speed after the vehicle that hit you, this isn’t a good idea. The best thing that you can do is pull over and try to document as much information as you can. If you were able to get a licence plate number or a partial plate right that down right away before you forget. Try to remember the make, model and color of the vehicle that hit you.

3. Look for witnesses

After you’re in a safe spot start looking around to find potential witnesses. Make sure to take down the name and number of any potential witness on the scene. Ask them to stay long enough to give a police statement if they can.

4. File a police report

When the police arrive make sure to stay calm and explain in as much detail what happened to the officer. To pressure the officer to chase after the car. Don’t leave the scene until you’re cleared to do so.

5. Contact your insurance

If you were able to identify the vehicle that hit you then you may be able to have their insurance company pay for your damage and any potential injuries. The fact is though that the reason a lot of drivers flea the scene is because they are either uninsured, unlicensed, or have some sort of legal ramifications if they get caught by a police officer. Don’t expect much from this person if they do catch them.

You may be able to get your insurance company to cover your expenses, this is assuming you have purchased adequate protection against uninsured or under-insured drivers. If you don’t then you may be forced to pay for any expenses out of your own pocket.

if this happens it’s unfortunate but the lesson learned is to have good insurance that covers un-insured and under-insured drivers.

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